Why Join UDL?
Retail Hybrid Model
At United Direct Lending (UDL), our Retail Hybrid Model is designed to give you the best of both retail and wholesale lending, ensuring you have everything you need to excel and grow in your career. Here’s what sets us apart:
Built-In Loan Officer Assistants (LOAs) and Processors
Imagine being able to focus solely on building relationships, closing deals, and growing your pipeline while your administrative tasks are taken care of by a dedicated support team. At UDL, we provide experienced Loan Officer Assistants (LOAs) and processors—paid for by the company—so you can:
- Save time and boost productivity
- Provide a seamless experience for your clients.
- Spend more time on revenue-generating activities instead of paperwork.
We handle the backend operations so you can concentrate on what you do best: helping your clients achieve their financial goals.
Access to Ultra-Competitive Wholesale Rates
With UDL, you’ll have access to some of the lowest rates in the industry, thanks to our wholesale partnerships. This allows you to offer your clients unbeatable terms while staying competitive in any market. Whether it’s a rate-sensitive buyer or a savvy investor, our rates ensure you’ll always be able to deliver exceptional value.
Advanced Technology for Fast Closings
Time is money, and at UDL, we leverage cutting-edge technology to streamline the loan process from application to funding. With tools designed to accelerate every step, you’ll have the ability to close loans in as little as two weeks. This means:
- Faster turnarounds for your clients.
- More opportunities to scale your business.
- A competitive advantage in a fast-paced lending environment.
Our technology empowers you to deliver a best-in-class borrower experience while keeping your workflow efficient.
Expanded Product Portfolio
At UDL, we recognize that every client has unique needs. That’s why we offer an extensive range of loan products to meet diverse borrower profiles, including:
- Conventional loans.
- FHA, VA, and USDA programs.
- Jumbo and non-QM products.
- Specialty programs for first-time homebuyers and self-employed clients.
This broad portfolio allows you to say “yes” more often and provide tailored solutions for every client, no matter how complex their situation.
Join a Team That Supports Your Success
At UDL, we invest in your growth with the tools, support, and opportunities you need to thrive. Whether you’re looking to scale your production, close loans faster, or expand your product offerings, our Retail Hybrid Model is built to help you succeed.
Ready to take your career to the next level?
Unmatched Support System
- Technology at Your Fingertips: Our state-of-the-art tools include Bonzo CRM and Arive Point of Sale, streamlining your workflow and boosting lead generation.
- Concierge Services: We help you set appointments with new real estate agents to grow your business and build relationships.
- Dedicated Teams: Our team of LOAs and processors ensures you have the support needed to focus on clients and agents.
Growth Opportunities
At UDL your growth is unlimited. We offer:
- Profit Sharing Plan: Earn a percentage of revenue from loan officers you help recruit, creating a long-term income stream.
- Educational Opportunities: Access to weekly newsletters, professional videos, and educational blog articles to stay ahead in the industry.
- Marketing Support: Utilize Brand 360 for social media posts, co-branded marketing, and more, ensuring your name is out there.
Culture of Excellence
We pride ourselves on fostering a family-based culture with a deep desire to help every employee achieve their goals. At UDL, you’re not just a number—you’re part of a team that cares about your success.
Video Testimonials
Our Investors
Your Opportunity to Shine
We’re not just looking to recruit anyone—we’re searching for the best. Our goal is to bring on 50 top loan officers in Florida by the end of 2024. From there, we’ll expand to Texas and California. If you’re passionate about helping clients, building strong relationships, and growing your career in a supportive, innovative environment, UDL is the place for you.
Compensation
We believe in rewarding hard work and success. Our competitive compensation structure is designed to recognize your dedication, foster growth, and celebrate your achievements. Join our team and discover how your efforts can truly make a difference.
Compensation Structure
As a 1099 Independent Contractor, you’ll earn:
70% of Revenue
on your closed loans, offering significant earning potential tied directly to your production.
Why This Benefits You
As a 1099 independent contractor, you have the freedom to operate as a business owner, allowing you to:
- Write off business expenses
- Maximize your tax benefits
- Have greater control over your income
Comprehensive Benefits
Even as a 1099 independent contractor, you qualify for these company benefits:
Health Insurance
Provided through Florida Blue, offering excellent coverage options.
Dental and Vision Insurance
Provided through Humana, ensuring access to essential care.
This structure is designed to give loan officers the flexibility and earning power of independent contractors while maintaining access to key benefits for a well-rounded compensation package.
Unmatched Support for Loan Officers at United Direct Lending
At United Direct Lending (UDL), we pride ourselves on providing exceptional support that empowers our loan officers to succeed in every aspect of their careers. Here’s how we support our loan officers:
Comprehensive Training on Arive
To ensure you hit the ground running, we provide comprehensive onboarding and weekly training on Arive, our state-of-the-art Point of Sale system. These sessions help you stay updated on the latest features and tools, ensuring you can operate efficiently and effectively.
Dedicated LOA Teams and Processors
Loan officers at UDL are supported by dedicated Loan Officer Assistants (LOAs) and processors, all fully paid by the company, to streamline the loan process and alleviate administrative burdens.
- LOAs manage critical tasks such as gathering documentation, preparing loan files, and maintaining clear communication with clients and referral partners, ensuring a seamless experience.
- Processors work behind the scenes to verify compliance, coordinate with underwriting, and expedite closings, ensuring loans are completed efficiently and accurately.
Comprehensive Marketing Support
We equip our loan officers with powerful marketing resources to help them stand out in the competitive market:
- Weekly newsletters, educational blog articles, and professional videos tailored to enhance their marketing efforts.
- Daily access to curated social media content ensures loan officers stay visible and relevant in the digital space.
- Our concierge services help set appointments with real estate agents, enabling loan officers to expand their referral networks effortlessly.
Ongoing Education and Training
At UDL, education is a priority to keep you ahead in a dynamic industry:
- Regular training sessions and resources ensure you stay informed about industry trends and regulatory updates.
- Weekly articles breaking down the capital markets and their impact on real estate position you as a knowledgeable advisor for agents and clients.
