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WELCOME TO United direct LENDING

Exclusive Loan Programs
Sustainable Future Brighter Tomorrow

As an Elite Partner, your clients gain access to exclusive mortgage solutions
designed to lower costs, enhance affordability, and provide unmatched
flexibility. These loan programs are crafted to give your clients a competitive edge
in the homebuying process, helping them secure the best financing options
available.

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Exclusive rates not available to the public, ensuring Elite Partner clients receive unmatched pricing.

30k+ Satified Clients.

The Closing Cost Advantage

Helps clients cover closing costs or secure a lower rate.

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The Balanced Boost Plan

Flexible rate buydown options to maximize affordability.

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The Lifetime Saver Program

Provides long-term savings through rate reductions and
refinancing benefits.

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HOW IT WORKS

Eligibility Criteria

To qualify for any of the Elite Partner Exclusive Loan Programs, clients must meet the following criteria:

Must be purchasing a primary residence

Maximum 45% debt-to-income (DTI) ratio

Minimum 660 FICO score

W2 wage earner for at least 2 years

Must meet program-specific lender guidelines

The Closing Cost Advantage

By leveraging these exclusive loan programs, your clients gain access to unparalleled financing options that help them buy a home with lower costs and better terms. As an Elite Partner, you are equipped with powerful tools to close more deals, faster.

Terms
Benefits
This program provides 2% of the loan amount (200bps) back toward closing costs or a permanent rate buydown, making homeownership more accessible by reducing upfront expenses.

Buyers looking to reduce upfront costs.

Clients who need lower out-of-pocket expenses to close the deal.

Homebuyers looking for an affordable interest rate reduction.
Terms
Benefits

2% permanent rate buydown for the life of the loan.

Refinance cost coverage (2% of loan amount) if rates drop within 6 months of closing.

Lower monthly payments for long-term affordability.

Buyers looking for long-term savings on their mortgage.

Clients planning to refinance if rates drop.

Homebuyers wanting lower monthly payments from the start.

The Lifetime Saver Program

By leveraging these exclusive loan programs, your clients gain access to unparalleled financing options that help them buy a home with lower costs and better terms. As an Elite Partner, you are equipped with powerful tools to close more deals, faster.

The Balanced Boost Plan

By leveraging these exclusive loan programs, your clients gain access to unparalleled financing options that help them buy a home with lower costs and better terms. As an Elite Partner, you are equipped with powerful tools to close more deals, faster.

Terms
Benefits
1% toward closing costs and 1% introductory rate reduction for the first 12 months.
Allows buyers to transition smoothly into homeownership with reduced first-year payments.
First-time homebuyers long-term savings looking for lower payments upfront.
Buyers who need assistancewith closing costs.
Homebuyers who expect income growth in the near future
Terms
Benefits
3.5% Forgivable Down Payment Assistance e can be applied to both down payment and closing costs.
6% Seller Concessions (if available).
Temporary Buydown of interest rate that is 1% lower for the first 12 months to reduce monthly payments.
Buyers with limited cash for down payments.
Clients looking for a comprehensive financial solution.
Homebuyers who want to maximize assistance and minimize costs.

The Hometownship Boost Plan

By leveraging these exclusive loan programs, your clients gain access to unparalleled financing options that help them buy a home with lower costs and better terms. As an Elite Partner, you are equipped with powerful tools to close more deals, faster.

UNITED DIRECT LENDING

Why These Programs Matter?

By leveraging these exclusive loan programs, your clients gain access to unparalleled financing options that help them buy a home with lower costs and better terms. As an Elite Partner, you are equipped with powerful tools to close more deals, faster.

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Get In Touch

Contact Us

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Office Mail

Truxhomeoffice@mail.com

Office Number

+1-(903) 482-5172

Office Address

2601 Beaumont Ave Liberty, Texas

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About Us

We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.

Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA

Contact Us

5550 Glades Rd
Suite 500
Boca Raton, FL 33431

(888) 249-7960
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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.