Unlock Your Home's Equity
Get Cash for What Matters Most!
0% down programs Funds are limited
At United Direct Lending, we offer a wide range of Down Payment Assistance (DPA) programs designed to help you move into the home of your dreams with zero percent down. Whether you’re a first-time homebuyer or looking to upgrade, our tailored DPA options make homeownership accessible and affordable. Start your journey today with the support of our expert team and explore the possibilities that await with United Direct Lending.
Hometown Heroes Launching July 1st!
Up to $35,000 in Down Payment Assistance
Are you Eligible?
To qualify for the Hometown Heroes Housing Program, you must:
- Be a first-time homebuyer (veterans are exempt from this requirement)
- Work 35 hrs/week+ for a Florida-based employer
- Have a minimum credit score of 640
- Earn less than 150% of the area median income.
United Direct Lending's DPA Suite
HomeReady® First
-Up to $5500 DPA Grant*
-$500 Appraisal Credit
-$500 Home Warranty Credit
– Based
* First Time Homebuyer Only
Forgivable/ Repayable
-Up to 5% of purchase price
-No income of first time homebuyer restrictions
-Repayable 10 year option can have 10, 20, 30 year amortization
-Forgivable 5 year option has ZERO interest and NO payments
-Interest rate buy downs allowed
0% Down Purchase
-Up to 3% (max $15,000)
* First Time Homebuyer Only
FHA Grant
-FHA Only
– 100% Forgivable grant 2% or 3.5%
– May be combined with 6% seller concessions
– No resale Restrictions
This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply.
About Us
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Equal Housing Opportunity
Contact Us
- 5550 Glades Rd Suite 500 Boca Raton, FL 33431
- (888) 249-7960
- Email Us Today